The z-score formula is: $z = \frac{x - \mu}{\sigma}$
Plugging in the values, we get: $z = \frac{95 - 86}{12} = \frac{9}{12} = 0.75$
Now, we need to find the area to the right of this z-score. Using a z-table or calculator, we find that the area to the right of
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