An insurance company insures an equal number of male and female drivers. In any given year, the probability that a male driver has an accident involving a claim is 0, independently of other years. The analogous probability for females is 6. Assume the insurance company selects drivers randomly.
a) What is the probability that the selected driver will make a claim this year? Ans. a+2
b) What is the probability that the selected driver makes a claim in two consecutive years? Ans: "+]