9) Let X ~ Bernoulli(0.4) and Y ~ Bernoulli(0.3) be independent. Define Z = X + Y - XY. Find the distribution of Z.
4) Let X ~ Bernoulli(0.4) and Y ~ Bernoulli(0.28), Z ~ Bernoulli(0.72), W ~ Bernoulli(0.58), and V ~ Bernoulli(0.42) be independent. Define Z = X + Y - XY. Find the distribution of Z.