According to recent data from the World Bank, 75% of adults in Kenya and 70% of
adults in South Africa have access to formal bank accounts. Can you conclude based
on this data that financial inclusion is not a problem in Kenya or South Africa? Your
answer must be embedded in a discussion of the theoretical dimensions of financial
inclusion which are also espoused by the Alliance For Financial Inclusion (AFI) Data
Working Group (2011). [30 marks]