Question

After years of investing in an IRA that has been accruing 5.6% interest, Karen has accumulated $250,000 in her account. She wants to start taking monthly withdrawals from her account and would like her money to last her 20 years. How much money can she take out each month and have her money last 20 years?

          After years of investing in an IRA that has been accruing 5.6% interest, Karen has accumulated $250,000 in her account. She wants to start taking monthly withdrawals from her account and would like her money to last her 20 years.  How much money can she take out each month and have her money last 20 years?
        
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Elementary and Intermediate Algebra
Elementary and Intermediate Algebra
Alan S. Tussy, R. David Gustafson 5th Edition
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After years of investing in an IRA that has been accruing 5.6% interest, Karen has accumulated $250,000 in her account. She wants to start taking monthly withdrawals from her account and would like her money to last her 20 years. How much money can she take out each month and have her money last 20 years?
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Transcript

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00:01 Ok, these type of problems involving annuities require a financial applications package.
00:06 And the ti -84 plus calculator has one.
00:10 Press apps, fourth line down, second column in.
00:14 First item is finance.
00:16 Press enter, and then choose tvm solver.
00:23 The input, n, is number of months you want the annuities to last for.
00:29 We are told it's 20 years.
00:31 So n then will be 20 times 12, 240 months in total.
00:40 I%, is simply 5 .6.
00:43 That's the interest rate.
00:45 Present value is going to be 25 ,000.
00:53 And that is minus because you put the money into the bank.
00:57 So it goes from you to the bank, so negative.
01:02 The pmt is the payment to you.
01:06 And that you want to work out.
01:09 So right now, leave that at 0...
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