Question

As the manager in an insurance company, Emanuel is responsible for reviewing the following two plans that he will offer to the public: 1. Low-deductible, high-premium health insurance plan 2. High-deductible, low-premium health insurance plan Which plan would Emanuel choose if he or she were concerned that doctors may order too many tests? Health care Plan 1, because patients will first make sure that all tests are necessary when they must pay a substantial portion of the costs. Health care Plan 2, because the insurance company will discourage doctors from ordering too many tests. Neither one, because the plans would not deal effectively with the problem. Health care Plan 2, because the threat of malpractice lawsuits will discourage doctors from ordering too many tests. Health care Plan 2, because patients will first make sure that all tests are necessary when they must pay a substantial portion of the costs.

          As the manager in an insurance company, Emanuel is responsible for reviewing the following two plans that he will offer to the public:
1. Low-deductible, high-premium health insurance plan
2. High-deductible, low-premium health insurance plan
Which plan would Emanuel choose if he or she were concerned that doctors may order too many tests?
Health care Plan 1, because patients will first make sure that all tests are necessary when they must pay a substantial portion of the costs.
Health care Plan 2, because the insurance company will discourage doctors from ordering too many tests.
Neither one, because the plans would not deal effectively with the problem.
Health care Plan 2, because the threat of malpractice lawsuits will discourage doctors from ordering too many tests.
Health care Plan 2, because patients will first make sure that all tests are necessary when they must pay a substantial portion of the costs.

As the manager in an insurance company, Emanuel is responsible for reviewing the following two plans that he will offer to the public:
1. Low-deductible, high-premium health insurance plan
2. High-deductible, low-premium health insurance plan
Which plan would Emanuel choose if he or she were concerned that doctors may order too many tests?
Health care Plan 1, because patients will first make sure that all tests are necessary when they must pay a substantial portion of the costs.
Health care Plan 2, because the insurance company will discourage doctors from ordering too many tests.
Neither one, because the plans would not deal effectively with the problem.
Health care Plan 2, because the threat of malpractice lawsuits will discourage doctors from ordering too many tests.
Health care Plan 2, because patients will first make sure that all tests are necessary when they must pay a substantial portion of the costs.

Added by Ariana R.

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