In an area, the probability of a house having a basement is 0.45. The probability of a house being in a neighborhood having sidewalks is 0.30.
The probability of a house both having a basement and being in a neighborhood with sidewalks is 0.21.
What is the probability that a house has neither sidewalks nor a basement (meaning it has no basement and it is in a neighborhood with no sidewalks)? [enter as a decimal probability, so like 0.21]