Scientists at a pharmaceutical company want to compare their new drug to an existing one. Let's call the new drug A and the old drug B. They took a random sample of 120 subjects who took drug A, and found that 40% of them developed severe side effects. In another random sample of 100 subjects who took drug B, 45% of them developed severe side effects. The scientists are interested in determining if there is significant evidence that their new drug reduces severe side effects in patients, using a significance level of 0.05. What is the critical value for this test?