Zurich Insurance Company has a customer, Sir Roger Federer, who holds a $900,000 fire insurance policy on his tennis collection. The company estimates that there is a 3% chance that the tennis collection will be destroyed by fire. If the insurance company charges a premium of $36,000, (a) what is the expected profit for the insurance company? Let C = company's payout (cost), P = company's profit. (b) Calculate the variation in the company's costs.