STEP-BY-STEP ANSWER:
Step 1: Identify pairs of numbers that multiply to 20. Start with 1 and 20 because 1 x 20 = 20.
Step 2: Check the next integer, 2. Since 20 ÷ 2 = 10 (an integer), 2 and 10 are factors.
Step 3: Check 3. Because 20 ÷ 3 is not an integer, 3 is not a factor.
Step 4: Check 4. Since 20 ÷ 4 = 5, include 4 and 5 as factors.
Step 5: Once the square root of 20 is exceeded, you have found all factor pairs.
Final Answer: The factors of 20 are 1, 2, 4, 5, 10, and 20.