Let $P$ be a projective $R$-module and say $P \dot{+} Q=F=\cdot \sum_{i} f_{i} R$, where, of course, $F$ is free. If $x \in P$, write $x=\sum_{i} f_{i} \lambda_{i}(x)$ and apply the projection map $\pi_{P}$ to conclude that $P=P T(P) .$ In particular, if $T(P) \neq R$, there exists a maximal ideal $M$ of $R$ with $P / P M=0$