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  • Principles of Risk Management and Insurance in Relation to Cancer

Principles of Risk Management and Insurance in Relation to Cancer

Cancer 1. Carcinogenesis / Oncogenesis = Cancer Development 2. Malignant tumors: Move from their original location & spread to other tissues or organs 3. Benign Tumors: Noncancerous tumors that do not metastasize -- Benign can press on healthy organs and tissues as tumors grow, but do not invade other tissues. 4. Well- Differentiated: The cells look much like normal cells & tend to grow slowly 5. Undifferentiated (Poorly differentiated): Means the cells do not look like normal cells and tend to grow quickly and spread 2 Major Categories Solid: Associated with the organs from which they develop such as breast cancer or lung cancer and can occur in different places Hematologic: Originate from blood cell forming tissues: such as leukemias, lymphomas, and multiple myeloma Malignant transformation occurs through: Metastasis Routes Occurs Through Initiation Local Seeding: Distribution of shed cancer cells occurs in the local area of the primary tumor Promotion Progression Bloodborne Spread: Tumor cells enter the blood, which is the most common cause of cancer spread Metastasis: Invade surrounding tissues & spread to other areas of the body through lymph nodes & blood vessels Lymphatic Spread: Primary sites rich in lymphatics are more susceptible to early metastatic spread Metastasis is diagnosed when there is onset of new findings Grading: The cellular aspects of the cancer GX: Grade cannot be determined and indicates the growth rate and spread of the tumor G1: Tumor cells are well differentiated Ploidy: Number set of chromosomes G2: Tumor cells are moderately differentiated Staging: Classifies the severity and clinical aspects of the cancer and degree of metastasis at diagnosis G3: Tumor cells are poorly differentiated but the tissue of origin can be established :Tumor cells: Poorly differentiated Determination of the tissues of origin is difficult. Cancer Etiology and Genetic Risk: See ATI Pg 592! Oncogene activation: a gene which in certain circumstances can transform a cell into a tumor cell. Chemical: Exposure to chemicals, tobacco, alcohol, air pollution Physical: Poverty, obesity, chronic GERD, chronic disease Viral: Hep B & Hep C - infection with T- cells Dietary factors: Diet high in fat, red or processed meat, preservatives, additives, and low in fiber Personal factors: Immune function: increase risk for cancer in pts who are immunosuppressed o Age: Highest incidence of cancer occurs in older adults o Genetic Risk: Inherited What change do you see in the normal function if you have this disease? Warning Signs of Cancer: C-A-U-T-I-O-N: C: Change in bowel or bladder habits A: Any sore that does not heal U: Unusual bleeding or discharge T: Thickening or lump in breast or elsewhere I: Indigestion O: Obvious change in wart or mole N: Nagging cough or hoarseness Radiation Therapy: Destroys cancer cells with minimal damaging effects of surrounding normal cells Side effects 1.) Dysgeusia: Altered Taste 2.) Fatigue 3.) Tissue fibrosis/scarring 4.) Xerostomia (Dry Mouth) 5.) Wet Reaction: skin becomes dry or develops blisters that may break, causing pain and the potential for infection If Dry: keep clean and lubricated If