For $\left[\mathrm{Cr}\left(\mathrm{H}_{2} \mathrm{O}\right)_{6}\right]^{3+}$, chromium has a charge of +3, so it has 3 d-electrons. For $\left[\mathrm{Cu}\left(\mathrm{H}_{2} \mathrm{O}\right)_{4}\right]^{2+}$, copper has a charge of +2, so it has 9 d-electrons.
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