The $\mathrm{pH}$ of an aqueous solution of $1.0 \mathrm{M}$ ammonium formate assuming complete dissociation is $\left(\mathrm{p} K_{\mathrm{a}}\right.$ of formic acid $=3.8$ and $\mathrm{p} K_{\mathrm{b}}$ of ammonia $=4.8$ )
(a) $7.0$
(b) $7.5$
(c) $6.5$
(d) $4.3$