Emily just received a tax-free life insurance payment of $100,000. She also has $245,000 tucked away in a savings account. She has a child who will attend college in 4 years from today and will require tuition payments twice per year over each of the child’s four years in college. The payments must be made at the beginning of the year and midway through each year. The semi-annual payments are: 1st year - each $10,000, 2nd year - each $11,000, 3rd year - each $12,000, and 4th year - each $13,000. She also wants to purchase a car which will cost $92,000 and be paid in full immediately. She also wants to retire 15 years from now and draw $6,000 each month over her planned retirement of 15 years. These funds will need to be available at the beginning of each month. Under the assumption Emily can make annual end-of-year deposits into an account offering a 4.5 percent rate of return after taxes before and during retirement, how much would those deposits have to be in order to achieve her financial objectives?