Mckenna graduated from college with a degree and $75,000 in student loans. She was unable to find a job. She also began incurring debt including a home loan for $200,000, a car loan for $30,000, and credit card debt of $500,000. She filed for bankruptcy four years after graduation listing all the amounts. Which of the following is true in the context of this scenario?
a. The courts will likely discharge all the debts if she meets the "means test."
b. The courts will only discharge the secured debts for the home and the car.
c. The courts will not discharge the debt for the student loan.
d. The courts will not discharge the debt for the credit cards.