Question 3 (25 Marks) Shares X and Y have the following historical returns: Between 2019 and 2025, the annual returns for Share X and Share Y varied significantly. In 2019, Share X recorded a return of -2%, while Share Y had a slightly better performance at -1.5%. In 2020, Share X improved to a 3% return, whereas Share Y declined further to -2.8%. Both shares saw strong growth in the following years, with Share X achieving 19.45% and 39.63% returns in 2021 and 2022 respectively, and Share Y outperforming with 21.39% and 45.78% in the same years. In 2023, Share X delivered a return of 18.33%, compared to Share Y's 9.81%. The positive trend continued into 2024, with Share X returning 34% and Share Y 31.90%. In 2025, Share X posted a 10% return, while Share Y slightly outperformed with a return of 11%. Required: Calculate which of the two shares had the most volatile returns over the seven -year period.