Suppose you purchase one share of the stock of Volatile Engineering Corporation at the beginning of year 1 for $40. At the end of year 1, you receive a $2.4 dividend and buy one more share for $29. At the end of year 2, you receive total dividends of $4.8 (i.e., $2.4 for each share) and sell the shares for $37.45 each. The time-weighted return on your investment is