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John wants to buy a property for $117,500 and wants an 80 percent loan for $94,000. A lender indicates that a fully amortizing loan can be obtained for 30 years (360 months) at 8 percent interest; however, a loan fee of $4,500 will also be necessary for John to obtain the loan. Required: a. How much will the lender actually disburse? b. What is the APR for the borrower, assuming that the mortgage is paid off after 30 years (full term)? c. If John pays off the loan after five years, what is the effective interest rate? d. Assume the lender also imposes a prepayment penalty of 2 percent of the outstanding loan balance if the loan is repaid within eight years of closing. If John repays the loan after five years with the prepayment penalty, what is the effective interest rate?

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Match the structures in Column A with their correct description in Column B. Column A ◻ Urethra ◻ Prepuce (foreskin) ◻ Penis ◻ Scrotum ◻ Testis ◻ Ductus deferens (vas deferens) ◻ Epididymis ◻ Acrosome ◻ Prostate gland q, Corpus cavernosa ◻ Corpus spongiosum q, Glans penis Column B A. Erectile tissue that comprises most of the penis B. Produces sperm and male sex hormones C. Copulatory organ D. Contains enzymes that allow sperm to penetrate the egg E. Gland found at the base bladder surrounding urethra F. Transports sperm from the epididymis to the ejaculatory duct G. Site of sperm maturation H. Contains the testes I. Removed during circumcision J. Forms the tip of the penis K. Erectile tissue that surrounds the urethra L. Transports urine and sperm

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Select the options that will create a correct explanation of the confidence interval for the slope. The [Select ] [ Select ] [ Select ] • is expected to * by between [Select ] # when the average Sale Amount * and [ Select ] Answer 1: Tip Answer 2: increase Answer 3: $0.080 Answer 4: $0.174 Answer 5: average Sale Amount Answer 6: increases

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If Thomson had determined the mass-to-charge ratio of the electron to be –3.61 x 10–12 kg/C, and Millikan had determined the charge of the electron to be –6.40 x 10–19 C, what would the mass of the electron be in grams?

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We say that a DEA M for a language A is minimal if there does not exist another DF A M. for A such thai M, has strictly fewer states than M. Suppose that M = (Q. 2, 6, qo, F) is a minimal DFA for A. Using M, Ive construct a DFA Ma for the complement of A as Mu = (Q. 2, 6, 0. Q- F). Is Mn a minimal DEA for complement of A? Prove your answer.

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Which concentration of ethanol is the most effective bactericide? A 50 percent B 30 percent C 100 percent D 40 percent E 70 percent

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What is the purpose of a call feature in a corporate bond? a, To transfer ownership of the bond to another investor b, To protect the bond from changes in interest rates c, To guarantee regular interest payments to bondholders d, To allow the issuer to repurchase the bond before maturity

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26. In the reaction: CuSO4 + BaBr2 ? CuBr2 + BaSO4 A) BaBr2 and BaSO4 are reactants B) BaSO4 and CuBr2 are products C) CuSO4 and BaSO4 are reactants

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If there is an increase in exogamous marriage in the U.S., what might this mean for the race/ethnicity of future populations? There will be more children born of the same racial/ethnic background compared to their parents There will be higher groups of older adults (60+ years) who are bi-racial or multi- racial There will be more children born with different or mixed racial/ethnic backgrounds compared to their parents There will be less children born overall

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Question 11 What is the IUPAC name of the following structure? meta-dimethylbenzene 1,4-dimethylbenzene ortho-dimethylbenzene dimethylbenzene para-ethylbenzene

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enrique s.