Which of the following is a situation of moral hazard created by the existence of the CDIC?
A. The CDIC regulates banks that do not promote the morals of today's society.
B. Financial institutions seeking the protection of the CDIC are able to "hide" their poor practices.
C. The CDIC seeks to include those financial institutions that practice minimal risk loans.
D. Financial institutions, with CDIC protection, use depositors' funds in riskier investment projects.