14. Ridgewood Savings Bank charges a \( \$ 27 \) per check overdraft protection fee. On July 8, Nancy had \( \$ 1,400 \) in her account. Over the next four days, the following checks arrived for payment at her bank: July 9, \$1,380.15; July 10, \$670 and \$95.67; July 11, \$130; and July \( 12, \$ 87.60 \). How much will she pay in overdraft protection fees? How much will she owe the bank after July \( 12 ? \)