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Line # Item Name Estimate Prediction
Form 1040, Individual Tax Return $93,124 $84,624
Schedule A, Itemized Deductions ($38,450 ) ($29,800)
Schedule B, Interest and Dividends
Schedule C, Business Income
Schedule D, Capital Gains
Schedule E, Operating Income
Schedule F, Farm Income
Form 2106, Employee Business Expense
Form 4562, Depreciation/Amortization Expense
Form 4797, Sales of Business Property
Form 4835, Farm Rental Income
Form 6252, Installment Sale Income
Form 8917, Tuition and Fees Deduction
Schedule K-1, 1065 Partnership
Schedule K-1, 1120S Corporation
Schedule K-1, Trust Income
A Cash Flow BEFORE Other Personal Items $80,064 $58,224
Personal Items ($23,800) ($23,800)
B Net Cash Flow (Less Personal Items) $56,264 $34,424
PERSONAL DEBT SERVICE COVERAGE WORKSHEET
Schedule A, Consumer Debt Service $31,592 $31,592
Schedule C, Business Debt Service
Schedule E, Rental Property Debt Service $4,100 $4,100
Schedule F, Farm Debt Service
Form 4835, Farm Rental Property Debt Service
C Total Personal Debt Service $35,692 $35,692
f=A/C Personal Debt Service Coverage Ratio 2.24 1.63
f=B/C Net Personal Debt Service Coverage Ratio 1.58 0.96