Bao and Mary Jane Lee have a yearly income of $93,842 and own a house worth $127,900, two cars worth a total of $28,195 and furniture worth $14,085. The house has a mortgage of $85,677 and they have a car loan with an outstanding balance of $5,822. Utility bills, totaling $181 for this month, have not been paid. Calculate their net worth, and explain what it means.
The value of Bao and Mary Jane's total assets are $\boxed{ } (Round to the nearest dollar.)