According to the Anxiety and Depression Association of America (ADAA), approximately 8.7% of all adults suffer from a specific phobia, such as high bridges or old elevators. An experiment consists of selecting adults at random and asking them if they suffer from any kind of phobia. Suppose that the 35th adult is the first person with a specific phobia. What is the probability that such an event (or a more extreme one) would occur? Round your answer to four decimal places.