Ria uses her problem solving skills and decides to pay for the repairs around the house out of her own pocket instead of filing for an insurance claim.
Which of the following statements is most likely the reason behind Ria's decision to pay for repairs herself?
By paying for the repairs, Ria's credit score will improve, which in turn will decrease her insurance premium.
By paying for the repairs, the amount of coverage Ria receives will increase under the policy.
Claiming insurance for repairs will increase her insurance premium, which Ria cannot afford to pay.
Claiming insurance for repairs will increase the amount of deductible that Ria owes toward the policy.