You are thinking about investing $4,685 in your friend's landscaping business. Even though you know the investment is risky and you can't
be sure, you expect your investment to be worth $5,642 next year. You notice that the rate for one-year Treasury bills is 1%. However, you
feel that other investments of equal risk to your friend's landscape business offer an expected return of 11% for the year. What should
you do?
The present value of the return is $ \boxed{} (Round to the nearest cent.)