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michelle gonzalez

michelle g.

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A mortgage pool is formed with mortgages with the following characteristics: Each mortgage has a balance of $500,000 There are 70 mortgages and all enter it at origination Each mortgage has a 2% interest rate and is a 10-year FRM with annual payments Servicing and guarantee fee rate (total when adding both rates): 0.55% No prepayment What is the servicing and guarantee fee payment in year 1? Write your answers into rounded cents. For example, if you get 1,421,333.321544, write in 1421333.32 Enter your answer in rounded dollars (e.g. if you got $1,234,567, then write 1234).

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This can make allele frequencies change from one generation to the next in a population. Group of answer choices arrested development phylogenetics cladistics homologies natural selection

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PRACTICE IT LO 4.3. Which muscle fiber type is used for endurance activities? Smooth muscle fibers. Intermediate-twitch (Type IIa) fibers. Skeletal muscle fibers. Slow-twitch (Type I) fibers. Fast-twitch (Type II) fibers. Submit answer

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The white matter of the spinal cord is surrounded by its gray matter. True or False True False

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Fill in the Blank Question The system that protects underlying tissues, helps to regulate the body temperature and contains a variety of sensory receptors is the system. Need help? Review these concept resources.

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Operating Cash Flow = Net Income + Depreciation Expense - Changes in Working Capital

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- 1: Prove using mathematical induction (Hint: get help from slides) \[ \begin{array}{c} 1^{4}+2^{4}+3^{4}+\ldots+n^{4}=\frac{1}{30} n(n+1)(2 n+1)\left(3 n^{2}+3 n-1\right) \\ 1^{5}+2^{5}+3^{5}+\ldots+n^{5}=\frac{1}{12} n^{2}(n+1)^{2}\left(2 n^{2}+2 n-1\right) \\ \hline \sum_{r=1}^{n} r=\frac{1}{2} n(n+1) \\ \sum_{r=1}^{n} r(r+1)=\frac{1}{3} n(n+1)(n+2) \\ \hline \end{array} \] Prove that \( 17 n^{3}+103 n \) is divisible by 6 for all integers \( n \). Prove that \( 2^{n}+1 \) is divisible by 3 for all odd integers \( n \).

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f_x = 144(6x - 4y + 5)^7 f_y = -32(6x - 4y + 5)^7

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With one exception, the following reflect the international situation facing United States sales managers. Which one is the exception? A. American firms are likely to face increased competition from Asian companies. B. Growth for most U.S. companies will have to come from within our own borders . C. Coca-Cola and many other U.S. companies earn the greatest proportion of their revenues in foreign markets. D. There is a general trend of trade barriers between countries being eliminated . E. The U.S. market has reached the saturation point for many products.

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Problem #4: Consider $\iint_S (\nabla \times \mathbf{F}) \cdot \mathbf{n} \,dS$ where $\mathbf{F} = 4e^{x^2+y^2} \mathbf{i} + 6e^{z^3} \mathbf{j} + \ln(z+13)x \cos y \mathbf{k}$ and $S$ is the top half ($z \ge 0$) of the ellipsoid $9x^2 + 9y^2 + 12z^2 = a^2$. By Stoke's Theorem, this is equivalent to $\int_0^{2\pi} [p(a)\sin\theta + q(a)\cos\theta] d\theta$ Enter the functions $p(a)$ and $q(a)$ (in that order) into the answer box below, separated with a comma. Your expressions should involve $a$, integers, fractions and $\exp()$ only.

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