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Client Name Joe Slick Age 24 years until retirement 20 (Should use an even number) years in retirement 55 inflation assumption 0.03 return during savings 0.11 0.09 return during retirement 0.08 current income 35000 current retirement savings 5000 annual contribution to retirement : first half of years to retirement 500 second half of years to retirement 20000 a How much will your client have on day he/she retires? $398,492.15 b How much will client be able to withdraw each year of retirement if he/she wants equal payments every year and wants to leave nothing to hiers? $32,348.78 c Using the assumed rate of inflation, what is the annual amount drawn the first year, (solution b) worth today? $17,910.74 Comment on your client's ability to live on this amount in retirement. Basic comment: It's less, almost half, of what he's living on now. d How much will client be able to withdraw each year of retirement, if client wants to leave an amount equal to 20% of starting amount on day retires (so 20% of part a), to hiers upon his death which he assumes will be the last day of his projected retirement? $32,254.90 e Now create a worst case scenerio for your client. You are now half way to retirement: Assume the returns for the first half of the savings period are 2% less than assumed above, and the client only put away half of what was assumed. How much will the client have to now save per year to save to the orginal amount found in part a, assuming the rate goes back to the assumed return during savings? $21,175.55 f If your client states that saving the amount calculated in part e is much too high an amount to save, comment what else your client could do. i need specifially excel formulas and e and f

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Hormone A is a large protein composed of several polypeptides. Hormone B is a small fatty acid derivative

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This function (or method) defined for ifstream or ofstream allows you to check to see if the file was opened successfully.

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Two 2.5 W speakers are 5.0 m apart and emit identical sound waves. When you are at point P, 12.0 m in front of the plane of the speakers and centered between them, you hear a sound of maximum intensity. a) what is the sound level that you hear at point p? B) as you walk parallel to the plane of the speakers, you hear the first minimum of sound intensity when you are directly in front of one of the speakers at point Q. What is the wavelength of these sound waves?

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From the list below, select those statements that are TRUE about the element RADIUM. Choose wisely. Partial marks will be earned for correct selection and lost for incorrect selections. Question 23 options: - it could take years for the effects of radium poisoning to appear - was discovered by Marie Curie - it was used in glow in the dark paint - it causes cancer in compact bone - it emits radiation

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In response to some unexpected changes in demand: O the economy could always adjust its production level if the prices are inflexible. O the economy could always produce at its optimal capacity if the prices of goods and services are inflexible. O the economy could always produce at its optimal capacity if the prices of goods and services are fully flexible. O the economy would always produce less than what was expected if the prices of goods and services are inflexible.

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Which of the following economic assumptions related to equilibrium of consumer choices is true? consumers are rational and always make the right purchase decisions consumers are not rational but still always make the right purchase decisions consumers are rational and sometimes make mistakes with their purchase decisions in the short-run but adjust their behavior in the long-run so that their purchases are optimal consumers are irrational and sometimes make mistakes with their purchase decisions in the long-run but adjust their behavior in the short-run so that their purchases are optimal

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What is the economic term for the costs associated with changing advertisements, catalogues, and mailers due to a change in prices? a. efficiency costs b. inflexible costs c. menu costs d. opportunity costs

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For cach of the following rational functions, determine where the vertical asymptotes of the function occur. If there are multiple vertical asymptotes, enter your answer as a comma-separated list (like "1, 3"). If the function does not have a vertical asymptote, enter "DNE". a. $f(x) = \frac{13}{x - 3}$ x = b. $g(x) = \frac{x}{5x + 11}$ x = c. $h(x) = \frac{3x^2 + 5x + 7}{2(x - 12)(x + 5)}$ x = Submit Question 2. Points possible: 2 This is attempt 1 of 6. Consider the graph of a rational function $f$ that is shown below. Complete the following statements. a. As $x \to -1^-$, $f(x) \to$ b. As $x \to -1^+$, $f(x) \to$ c. As $x \to 3^-$, $f(x) \to$ d. As $x \to 3^+$, $f(x) \to$

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Texts: What is the fixed charges coverage ratio? A B 2013 C 2014 D 2015 E F Revenue 3,000 3,750 Cost of sales Purchases Freight in Labour Depreciation/amortization Other charges Total cost of sales 4,700 610 60 380 110 25 1,185 680 74 460 179 23 1,416 760 94 480 206 24 1,564 Gross profit 1,815 2,334 3,136 Other income 20 24 27 Distribution costs Salaries Commissions Travelling Advertising Depreciation/amortization Other charges Total distribution costs 620 188 22 857 720 76 70 80 50 20 1,016 750 105 112 155 70 16 1,208 Administrative expenses Salaries Leasing Depreciation/amortization Other charges Total administrative expenses 430 400 460 16 556 575 662 78 104 68 Finance costs 1,471 1,671 1,932 Total other income/expenses Profit before taxes Income tax expense Profit for the year 344 663 1,204 265 482 138 398 722 206

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