Policies and The health insurer at a company rewards employees who engage in physical activity by providing bill credits to those who walk an average of 8,000 steps per day. Employees who participate in the program wear a device that automatically transmits step number, heart rate, location, and other data to the insurance company for analysis. Which is/are the ethical concern(s) related to the program? Should the collected data be included in individual medical records or medical insurance records? Does the transmission of the data pose a risk to individuals' protected health information? Both A and B Neither A nor B