Kryptonite is a telecommunications provider located in Iowa with hundreds of thousands of employees. Their CEO, Clark Kline, is considering the replacement of their expensive defined benefit (DB) pension plan, which requires large contributions every year, with a 401(k) where executives are all in their 50s and 60s. What is the maximum contribution to a 401(k) of a worker age 56, who earns $20,000 per year as a factory worker with Kryptonite? a. $19,500. b. $26,000 c. $20,000. d. $0.