Which client should consider waiting to collect Canada Pension Plan benefits past the age of 65?
a.
Justine, age 63, a freelance translator who is seeing work opportunities decline due to online apps.
b.
Germain, age 60, who is a struggling actor.
c.
Pierre, age 64, who has just recovered from a serious illness.
d.
Manon, age 62, who is a very successful self-employed entrepreneur.