You are now 25 years old. In 32.5 years, you hope to be able to
buy a small investment property currently worth $ 15,000, but
expected to appreciate at the rate of minus 2 % for the first
10 years and then appreciate at 12% per year till you buy the
property. You plan to make equal monthly payments and the bank if
offering you 5.25% on your investment. How much should you invest
every month to be able to purchase the property?