34. Cindy, a hairdresser, operates a hair salon in her home's basement. She purchases a businessowners policy with no endorsements to protect her business against all the following EXCEPT: (Search Chapter 4) a. business income and extra expense losses. b. losses to her business property. c. premises liability claims from clients who are injured because of conditions on her premises. d. professional liability claims that may result from her hair treatments. 35. After over-imbibing at a cocktail party he hosts for clients of his home-based business, Tommy seriously offends Rosalyn, one of his clients, by making some disparaging remarks about the quality of her services. Tommy probably has coverage for Rosalyn's subsequent slander suit for damages if Tommy's homeowners policy includes a (Search Chapter 4) a. host liquor liability coverage endorsement. b. liquor liability exclusions and exceptions for scheduled activities endorsement. c. personal injury endorsement. d. professional liability endorsement.
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The correct answer is d. Professional liability claims that may result from her hair treatments. A business owner's policy typically covers property damage, business interruption, and liability insurance, but it does not cover professional liability. Professional Show more…
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