Find the maximum stress induced in the following cases, taking stress concentration into account:
(a) A rectangular plate 60 mm x 10 mm with a hole 12 mm in diameter, as shown in Fig. (a), subjected to a tensile load of 12 kN. Theoretical stress concentration factor, Kt = 2.5.
(b) A stepped shaft as shown in Fig. (b), carrying a tensile load of 12 kN. Theoretical stress concentration factor, Kt = 1.64.